Although wearing a seat belt is the single most effective thing you can do to avoid being injured in a car accident, you may still be able to recover damages for your injuries even if you were not wearing it at the time of the collision. In New York City, your insurance company will pay for your injuries and the damage to your vehicle, up to your insurance limits. If your injuries exceed these limits, you will need to pursue your claim against the driver. If the auto accident was the fault of another driver, you may still be able to recover damages, although not wearing your seat belt may reduce your claim, as the opposing side will likely argue that your failure to wear a seat belt contributed to your injuries. If you were involved in an accident and were not wearing your seat belt, you may need a skilled automobile accident lawyer to argue your side. Contact David Resnick & Associates, P.C. We serve car accident victims throughout New York City, including Manhattan, Queens, Staten Island, Brooklyn and the Bronx.