A van carrying nine people flipped over on the New York State Thruway last weekend, reported WKTV. One passenger died and eight others were injured. No other vehicles were involved in the car accident.
Many times, passengers injured in serious accidents do not receive the full compensation they deserve to cover their medical bills and other expenses. The vehicle drivers are the primary ones to speak to law enforcement officers and to insurance companies. Passengers are often reluctant to speak out if the driver is a friend or relative. But if you have been injured in a car accident, you need to be proactive. This is the only way you will be fairly compensated for your medical bills, missed work and injuries.
If you were a passenger in an accident, take the following steps:
- Take photos of the accident scene.
- Don’t discuss your injury or the accident with the driver or other passengers.
- Seek medical care immediately following the accident and follow up with your primary care doctor.
- Learn the car insurance laws in your state.
- Get a lawyer to help you with your accident claim.
Under New York State law, minimal required auto insurance includes No-Fault Personal Injury Protection (PIP) for drivers and passengers. The basic No-Fault coverage pays up to $50,000 per person, for medical and health expenses, lost wages and other expenses related to sustained injuries.
According to New York State Department of Financial Services, Personal Injury Protection “is designed to pay promptly, regardless of who is at fault or whether there was any negligence … The purpose of No-Fault insurance is to restore individuals hurt in auto accidents to health and productivity as swiftly as possible.”
Having a lawyer represent your case could help you get the compensation you deserve from the insurance company. And when your injuries exceed the insurance cap, you definitely need legal representation.
NY Accident Statistics
There were fewer motor vehicle crashes in 2011 than 2010 (307,550 versus 315,377), according to Safe NY. Still, the number is high and led to 1,153 fatalities and 177,445 personal injuries.
- Department of Financial Services: 2012 Consumer Guide to Automobile Insurance
- Safe NY: New York State Motor Vehicle Crash Fatality and Injury Data