David Resnick & Associates, PC

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Basic Limits of Liability: The least amount of liability coverage that can be purchased. In determining rates, a carrier will use the basic limits to develop the base rates. If an insured person wants higher limits, the carrier applies an increased limits factor to the base rate in calculating the new premium for the increased coverage.

Best evidence: Primary evidence; the best evidence which is available; any evidence falling short of this standard is secondary.

Bodily Injury Liability: Legal liability for causing physical injury or death to another.

Brief: A legal document, prepared by an attorney which presents the law and facts supporting his client's case

Burden of proof: Measure of proof required to prove a fact. Obligation of a party to probe facts at issue in the trial of a case.