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Action: Proceeding taken in a court of law. Synonymous with case, suit, lawsuit.
Additional Insured: A person other than the named insured or
covered person who is protected under the named insured�s auto
policy.
Adjudication: A judgment or decree.
Adversary system: Basic U.S. trial system in which each of
the opposing parties has opportunity to state his viewpoints before
the court. Plaintiff argues for defendant's guilt (criminal) or
liability (civil). Defense argues for defendant's innocence
(criminal) or against liability (civil).
Affidavit: A written declaration under oath
Affirm: The assertion of an appellate court that the judgment
of the lower court is correct and should stand.
Allegation: A declaration of a party to an action made in a
pleading, stating what he expects to prove.
Alleged: Stated; recited; claimed; asserted; charged.
Answer: A formal response to a claim, admitting or denying
the allegations in the claim.
Anti-Theft Device: Devices designed to reduce the chance an
auto will be vandalized or stolen, or assist in its recovery.
Includes car alarms, keyless entry, starter disablers, motion
detectors, parts of the vehicle etched with the Vehicle
Identification Number, and recovery systems.
Appeal: Review of a case by a higher court.
Appearance: The formal proceeding by which a defendant
submits to the jurisdiction of the court.
Arbitration: The hearing and settlement of a dispute between
opposing parties by a third party whose decision the parties have
agreed to accept.
Assigned Risk: A risk not ordinarily acceptable to insurers
which is, according to state law, assigned to insurers participating
in a plan in which the insurers agree to accept their share of these
risks.
At issue: The time in a lawsuit when the complaining party
has stated his claim and the other side has responded with denial
and the matter is ready to be tried.
Automobile Insurance: A form of insurance that protects
against losses involving autos. Examples of coverage types include:
bodily injury liability, property damage liability, medical
payments, and collision and comprehensive coverage for physical
damage to the insured's vehicle.
David Resnick & Associates